Construction

Helping construction businesses maintain strong cashflow, access the funding they need, and build the financial foundations required to win work and sustain growth.

Financial Clarity for a Cash-Intensive Industry

Construction is one of Australia's most financially complex industries. Projects are long, payments are often delayed, retentions are held for extended periods, and the gap between revenue recognised and cash actually received can create enormous pressure on a business that isn't managing its finances proactively.

At Mitri Consulting, we understand the mechanics of construction finance. We work with builders, subcontractors, civil contractors, and project developers to ensure their businesses have consistent access to the funds they need — whether that's maintaining healthy working capital, securing bank finance, or navigating the complexities of bank guarantees and performance bonds.

Cashflow is the lifeblood of any construction business. A well-run project can still bring a business undone if the money isn't flowing at the right time. We help our construction clients build clear cashflow forecasting models that give them real visibility over their position — not just today, but weeks and months ahead — so they can make informed decisions about tendering, resourcing, and financing.

We also assist with Work-in-Progress (WIP) reporting, ensuring your financial statements accurately reflect the stage of completion on all active projects. Accurate WIP is critical not just for compliance, but for understanding the true financial health of your business and presenting credible numbers to your bank or bonding insurer.

Key Focus Areas

  • Cashflow forecasting & working capital management
  • Work-in-Progress (WIP) reporting
  • Bank finance & lending support
  • Bank guarantees & performance bonds
  • Retentions management
  • Job costing & project profitability
  • Tax compliance & planning
  • Business structure & entity advice
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Challenges We Help You Overcome

Cashflow Gaps

Construction businesses often invoice ahead of payment. We build robust cashflow forecasting models so you always know your position and can act before problems arise.

Access to Finance

Banks and bonding insurers require credible, well-presented financials. We help you build the financial reporting and narrative that gives lenders confidence and opens the door to the funding your business needs.

WIP Reporting

Accurate Work-in-Progress reporting is essential for both compliance and business intelligence. We ensure your WIP schedule reflects the true position of every active project.

Retentions & Variations

Tracking retentions and variations across multiple projects is complex. We implement the systems and processes to manage these efficiently and ensure nothing slips through the cracks.

Project Profitability

Understanding which projects make money and which don't is fundamental to growth. We help you implement job costing frameworks that give you real-time visibility over project margins.

Tax & Compliance

Construction businesses face specific tax obligations including the Taxable Payments Annual Report (TPAR) and complex GST treatment on contracts. We ensure full compliance and identify every legitimate tax advantage.

Services We Offer Construction Businesses

We provide a comprehensive suite of financial services tailored to the unique demands of the construction industry.

  • CFO Advisorystrategic financial leadership, board reporting, and ongoing commercial guidance for builders and contractors
  • Tax & Complianceincome tax, GST, PAYG, TPAR lodgements, and proactive tax planning to minimise your liability
  • Strategic Planningfinancial modelling, budgeting, and forecasting to support growth decisions and capital investment
  • Bookkeeping & Payrollaccurate, timely financial records and compliant payroll processing under the relevant Awards
  • Technology Transformationimplementing cloud accounting and project management systems for real-time visibility
  • Transaction Supportdue diligence, business acquisitions, and exit preparation for construction businesses

Let's Strengthen Your Construction Business

Book a complimentary 30-minute discovery call. We'll discuss your current financial challenges and how Mitri Consulting can help your construction business maintain strong cashflow and access the finance it needs to grow.